10 Practices for Becoming a Self-Made Millionaire

Becoming a self-made millionaire is no easy task. Yet, for the individuals who have accomplished this major feat in the past, the process involves following a few set rules like these or guidelines that have proven to help self-made professionals, no matter what industry they may be in. If you have your sights focused on a life as a self-made millionaire then consider these rules to live by.


1. Do it for the challenge.
If you ask any self-made millionaire why they got started in the field they did, chances are they will not just say “to make a million dollars.” The true story behind most people’s success is that they wanted to accept the challenge of following their dreams and becoming successful on their own terms.

2. Never get too comfortable.
There should never be a time in your journey to the top where you stop and think “Ok, I’ve done enough, I can stop working so hard.” If you’ve met your goal and made a million dollars, set another one. You should never be

Are You Diversifying Your Income You’d Better Start

Everyone can agree: A business should never rely on just one customer to generate the majority of its revenue. When that client moves on — poof! — there goes the business. But you need to apply that thinking to the bigger picture, too. Are you relying upon your business to generate all your personal income? That’s a problem.


Don’t think of it as a knock against your ability as a business owner or your company. All you’re doing is hedging, and that’s smart. For example, one of my clients is a lawyer. She does well, but her business, like any business, has ups and downs. So she also bought the building that houses a Wendy’s franchise in Michigan, which provides her a 7 percent annual return on a lease that runs in five-to-seven-year increments. (I own rental properties, too. And as I wind down my business — which, hey, isn’t happening yet! — that cash will fund a sizable chunk of my retirement income.)

So how much of your income should be diversified? The answer depends on your circumstances, tax

How to Overcome the Great Analytics Gap

Analytics. It’s at the heart of every conversion optimization strategy and online business decision we make. But some studies are showing an ever-increasing gap between the information key-decision makers want, and the actionable insights needed to drive business forward. The question then becomes, where are we now, and what can be done about this “great divide”? Let’s take a closer look:


The Beginning of the Gap

According to a survey done by The CMO Survey and Duke University’s Fuqua School of Business, even at this time last year, spending on marketing analytics was down – even failing to meet the CMO’s own predictions. Although their share of spending on marketing analytics was forecast to increase over the next three years, the trend was still lower than anticipated:

In fact, looking deeper into the survey, it’s easy to see how CMOs could come to a decision like this. The percentage of projects using marketing analytics has gone down since 2012. Year after year, progress has shown to be rather tepid, which begs the question: are CMOs

The market positioning search engine optimization:

The search engine optimization is providing different outcomes and it is require to concentrate in web key phrase the leading factors. The step is discovering a key phrase that search engine service could lead on the websites towards the best destination. The pozycjonowanie services are about an optimizing websites in order to might be discovered for the certain internet keywords phrase. The SEO providers are provide a search engine optimization copywriting, source code improvement, competitor analysis, hyperlink constructing and etc. the SEO specialists conduct a key phrase analysis and before performing any search engine services. The positioning is makeand usually just starting in the industry. It has ultimately achieving good result and very easy or quick way to achieve success the same time guard against problems.

The SEO internet keywords phrase:

The internet keyword tag is utilized in a meta knowledge and title tags are the web page headers. The search engine optimization specialists are used in internet keywords on the visible body of your websites. The google provided the best content for every industry. The positioning service is still making, a sense and the peoples are just know

Better CFD Trading

The investment markets are innovating continuously to generate wealth. From all different types of investment opportunities, the top form of investment is CFD trading, also known as CFD. You get higher returns on investment within a short period.

Just like any company, CFD trading, also, requires a well and formulated plan and clear goals. It is a business; you are here so as to make money, right? Your plan must always include strategies for starting the trade, exiting it, how to manage uncertainties, and how to tackle unexpected turn of events in the trade.

There are many essential points you need to keep in mind while trading CFDs. These would assist you in CFD trading to a great extent.

  1. a) Insist upon checking with the broker your CFD trading account type.

This will be significant as only when you are classified like a ‘private client’; you can be assured of the greatest services there would be no hidden costs as more spreads or commissions. Being an individual client also would entitle you to better compensation as well as arbitration options. It is not only new but even experienced clients who can make this request

Is Call Handling Being Managed Properly for Your Business?

If you need call answering services, then you cannot depend on a machine to perform the work for you, especially if you have emergency calls that must be answered too. Any telephone calls managed and routed today need to be handled so they are professionally answered and responded to immediately. Even if the call is not of an emergency nature, it still needs to receive this kind of attention.

We live in a world that is never totally asleep. Companies today, both large and small, must be prepared to receive telephone business calls both day and night. This is especially true if a company offers specific information or important support services. Whether you own a company that works with informational products or manufactured goods, you need a telephone answering service that gives the impression that calls are handled in-house.

When you rely on a third party for call management services, you are making sure that your calls are not only answered, but that they are handled professionally. Services supply rapid responses to consumer enquiries, emergency callers and shipment requests.  Businesses that can take advantage of live telephone answering include:

  • Emergency info services
  • Manufacturing support services
  • Health services
  • Property

How CollegeInsider.com Changed The Business Of Postseason Basketball

In a typical season, programs from the six major conferences gobble the majority of at-large bids to the NCAA and NIT college basketball tournaments.

For example, members of the ACC, Big East, Big Ten, Big 12, Pac 12 and SEC earned 29 of the 36 at-large bids that join 32 automatic qualifiers to build the 2015 NCAA tournament field. Teams from the AAC, Atlantic 10 and Mountain West typically claim the rest, leaving non-championship teams from the 23 conferences that are considered “mid-major” – or lower – seeking opportunities for postseason competition.

That is where the CollegeInsider.com Postseason Tournament (CIT) fills the gap.

“I think the CIT means the world to mid and low major programs,” says Texas A&M Corpus Christi coach Willis Wilson, whose team has participated in the CIT the last two years. “Without a tournament like this, teams don’t have the chance to experience the postseason. When you look at the track records of the CIT, it’s propelled a lot of teams into better seasons. Playing late in March is a big deal.”

Grand Canyon University is in the third year of a five-year reclassifying process to Division I and is

How Facebook’s Social Network for Work Will Change Business

Technically speaking, Facebook at Work, a social network for the workplace, isn’t an official product yet. But that’s likely to change within “coming months,” according to the executive leading the project.

The service’s imminent arrival is certain to rekindle the debate surrounding the long-term future of email and a new wave of other services that aim to reinvent how employees communicate.

Facebook at Work is a separate version of the social network that is accessible only within the confines of a company’s internal IT systems. Personal Facebook accounts are kept separate from the more straight-laced corporate version.

The planned service is being tested by nearly 300 companies including Royal Bank of Scotland, which has 10,000 employees using the service, and with 15,000 workers at Club Med, said Julien Codorniou, the chief strategist behind the Facebook at Work project. More than 60,000 companies asked to be in on the not-so-secret beta test, according to a December 2015 report by The Wall Street Journal.

Within a matter of weeks, Facebook will expand the test to more businesses in additional countries, Codorniou said.

The idea is to apply ideas from the consumer edition of Facebook — like sharing

3 Ways to Turn Your Dumb Job Into a Dream Job

Employees know far less about employer expectations than their managers may realize — an October report from Gallup of 1,000 employed adults found that only about half of the employees surveyed had a clear understanding of what was expected of them at work.

That means that fully half of employees are unsure about their career development. They don’t know if they’re on the right path or what they need to do to succeed in their roles.

And that makes for a bleak picture, which highlights a disconnect in today’s workplaces. Because, when leaders and employees aren’t communicating properly, goals are unclear, progress stalls and objectives aren’t reached.

Here are a few steps to get employees and managers on a clear path for professional development, for the sake of the employee and the company:

1. Focus job descriptions.

Start at the very beginning. Setting employees up on a fulfilling career path starts with the job description. Most employers approach the job description as a list of requirements or only an ad to sell their company culture. But that description really serves as an employee’s first introduction to a new role. Think of it as the entry point to

How Your Business Can Copy the Marketing Strategies of the Fortune 500

We’re so used to seeing the big brands. We see their ad campaigns and outputs so often that we sometimes forget something really obvious: How did these big companies become big?

Related: With Orgying Models and Public Breastfeeding, Are Equinox’s Latest Ads a Desperate Ploy or Pure Genius?

Sure, many of them had visionary leaders. Some even had massive marketing budgets. Some just had a few lucky strokes. But what about their marketing? The world’s most successful brands work hard and spend big to achieve their marketing goals.

And the fact that these companies are so enormous makes it important for them to work harder than ever at that marketing.

Obviously, no small business can copy the exact marketing moves of these brands; however, we can adopt their strategies on a smaller scale. Here are four such strategies that you can start using right away in your small business marketing plan.

1. Coca-Cola has kept its brand identity and product consistent for over 130 years.

Coca-Cola is the world’s most well-known brand. Its product is in every country and on every continent and reaches millions of consumers around the clock. But this reach doesn’t come cheap: Coca-Cola spends an estimated

CEM In Developing And Developed Countries Mind The Gap

There is little doubt that the phenomenal growth of the telecommunications space is amongst the global economy’s greatest success stories. Now, let’s delve deeper into that statement. While it is indubitably true that the sector is well-deserving of the title, “poster-boy of the economy”, let’s not forget that this, of course, depends on which economy is being looked at. This is where the ice becomes a bit thin.

Now, let’s set the stage in a slightly different manner. The global telecommunications space is a force to reckon with, but, the overall canvas is still skewed. In other words, the gap between developed and developing markets is still pretty substantial and this isn’t even close to being resolved. Shall we have a quick look at where things currently stand?

Allow me to cite examples from GSMA Intelligence’s the Global Cellular Market Trends and Insights-Q4 2015 report. To cut to the chase, the tables have turned. In developed nations, telecommunications itself as a service has been awarded the status of a “commodity”. Meanwhile, operators at the other end of the spectrum (i.e. developing countries) have found their feet (at least somewhat).

Of course, this is just a

Have a Burning Business Question Ask Our Branding Expert Laura Ries

Branding is what differentiates a company from the rest of the pack. From the logo design to the message and marketing tactics, companies need to create an identity that attracts customers and gives them visibility within their market. But coming up with a branding strategy isn’t easy.  Fortunately, we have Laura Ries to provide some insight.

Ries is a leading marketing strategist, bestselling author and television personality, frequently appearing on shows including O’Reilly Factor and Squawk Box. The books she has authored, or co-authored, include The 22 Immutable Laws of Branding, The Origin of Brand, Visual Hammer and her latest, Battlecry, which outlines five tactics for increasing the effectiveness of a company’s logo or tagline.

For her day-to-day work, she, along with her father Al, are the co-founders of Atlanta-based focus-consultancy firm Ries & Ries, where they help brands find and define their focus. The duo have worked with companies across industries, including Microsoft, Ford, Disney and Frito-Lay, among others.

Because of her achievements, Ries has received a number of accolades including the Atlanta Business Chronicle giving her a spot on its “40 Under 40” list, and in 2009, readers of Advertising Age named her book The 22

For Some, iPad Pro Can’t Match PC Strengths

WHEN Apple released the iPad Pro last November, Timothy D. Cook, the company’s chief executive, predicted that people would start using the jumbo tablet and “conclude they no longer need to use anything else, other than their phones.”

So three months after the big tablet’s debut, we decided to test that hypothesis with a panel of creative professionals who have integrated the tablet into their work lives. We found that all were still clinging to their personal computers.

“We’re on PCs for the day-to-day work,” said Larry Anderson, chief engineer of Teecom, an architectural engineering firm that bought iPad Pros last year to present drawings to clients and carry digitized blueprints to construction sites. “But when I go to a meeting, I don’t grab my laptop — I grab my iPad.”

The iPad Pro, which starts at $799, stands out from other tablets because of its especially large screen, which measures 12.9 diagonal inches. It also supports the Apple Pencil, a digital stylus with pressure sensitivity and angle detection.

The iPad Pro is an important prong of Apple’s iPad lineup, a product category where sales have declined for eight consecutive quarters. Apple executives have

How to Make Money Online The Basics

Let’s say you’re a newbie to the world of online sales and are looking to make money online, but you’re starting with a small startup budget. With the blinding wealth of information available for new business owners, knowing how to spend your limited funds can be a bit intimidating.

Here is a five-step checklist to help get you started and guide you toward success.

1. Spend time getting feedback on what you’re selling before launching.

Don’t rely on affirmation from friends and family to validate that you have a unique and salable product or service. Chances are, these people are emotionally attached to you, and they’re more likely to think every idea you share is the greatest thing since Nutella. Getting feedback from people who are emotionally attached to you is a “disaster from the start,” says Adam Callinan, founder of BottleKeeper.

Get market validation from potential customers who aren’t in your social circle. Some entrepreneurs use the “will they pull out their wallet” test before investing money in a business. Callinan, who’d come up with a prototype for an individual beer bottle cooler, ran a crowdfunding campaign on Fundable to gauge pre-orders for his

Smart Startups Don’t Try to Satisfy Every Customer

Let’s face reality — no one can satisfy all the people all the time. In business, this means an entrepreneur who never says no to any customer is doomed to a hard life and some expensive mistakes. Many people will argue that total customer satisfaction is paramount, but I’m a pragmatist who believes that treating everyone the same really means treating all of them poorly.

For example, I have known several sincere technology entrepreneurs who were so busy adding and updating features for their product to satisfy early adopter requests, that they ended up with a bloated, hard to use, late to market and expensive solution which really satisfied no one in their primary market demographic. That’s not a happy situation for real customers or the business.

Related: Mark Cuban on Why You Should Never Listen to Your Customers

Thus, I have developed some guidelines that I believe will help you know when it’s appropriate to go all-out for a customer, and know when it’s better to say no with conviction and finality.

1. Everyone who expresses interest is not necessarily a customer.

Everyone on your team needs to be trained to recognize prospects who match your target

Jorge Ramos Thinks Latinos Are the Key to the White House

Donald Trump once had you physi­cally removed from a news conference for asking questions about his proposed immigration policies. Now he’s the front-runner for the Republican nomination. The only other time that has happened to me was with Fidel Castro in Guadalajara, Mexico.

As a member of the Spanish-speaking media, do you blame the mainstream media for Trump’s rise? I hoped he would have been asked harder questions. How is he going to deport 11 million people in two years? That would require more than 30 jumbo-jet flights every day. How is he going to build a 1,900-mile wall? It will cost at least $20 billion. I spoke with former President Vicente Fox, and he clearly told me: ‘‘Mexico is not going to pay for that wall.’’

I think white voters can’t really imagine what it’s like to be the target of the sort of language that Trump uses when talking about illegal immigrants. Do Latino voters feel it more personally? Yes. President Obama has deported more than two million undocumented immigrants in seven years, more than any other U.S. president. Trump

New Tremors in High Finance Rattle Foundation of Postcrisis Regulations

Governments around the world have built over the last few years a vast new system of rules that would allow banking giants to fail and shield taxpayers from bailouts.

Though this new regulatory architecture is eye-numbingly complex, its builders contend that it has made the financial system much safer without having to resort to measures like forcing a breakup of the largest banks.

But that reassuring view has taken a beating of late.

Recent turmoil in European debt markets pointed to a possible weakness in a crucial part of the new regulatory system.

Shares of large banks have been under pressure, trading at valuations that indicate investors have little faith in the companies’ sprawling business models.

Some mergers-and-acquisitions bankers on Wall Street are privately beginning to conclude that some of the largest banks may break up in the coming years.

Then, last month, a new Federal Reserve official surprised many by declaring in his first speech on the job that the “too big to fail problem” had not been solved.

The assertion was surprising because the official, Neel Kashkari, was at the Treasury Department in 2008 during the big bailouts. But

Defense Secretary Takes Position Against a Data ‘Back Door’

Defense Secretary Ashton B. Carter assured an audience of computer security experts Wednesday that he was not in favor of a “back door” that would give the government access to data that is protected by encryption.

Speaking at the annual RSA Conference, Secretary Carter sought common ground with companies worried by Apple’s fight with the Federal Bureau of Investigation over access to an iPhone.

“Just to cut to the chase, I’m not a believer in back doors or a single technical approach,” Secretary Carter said to loud applause during a panel discussion at the conference. “I don’t think it’s realistic. I don’t think that’s technically accurate.”

Apple is resisting a court order that would require it to create software to break the password mechanism in an iPhone used by one of the assailants in the December mass shooting in San Bernardino, Calif.

The F.B.I. argues that it is not asking for any sort of permanent back door and is merely asking for help in circumventing a single phone’s password protection. People in

LinkedIn’s Top 25 Most In-Demand Career Skills

Highlighting your technology skills could be your ticket to finding a new job this year.New research from LinkedIn revealed that 20 of the top 25 most in-demand skills by U.S. employers in 2015 involved technology. For the second year in a row, cloud and distributed computing and statistical analysis and data mining were the top two skill-set categories employers were looking for most over the past year.

To develop its rankings, LinkedIn analyzed the skills of its users. Because LinkedIn users can choose from thousands of individual skills to put on their profile, the first step was to group skills into categories. For example, Android and iOS skills were grouped in the mobile development category.

From there, LinkedIn analysts examined all of the hiring and recruiting activity that happened on LinkedIn in the past year and identified the skill categories that belonged to members who were more likely to start new jobs and receive interest from recruiters.

Although the skills ranked were the most popular in 2015, LinkedIn researchers expect the popularity of these skills to continue in 2016. [Got a Diploma? Employers Would Rather See These Skills ]

“We noticed that

5 Steps to Start an Online Business and Living a Much Better Life

As you’re reading this, customers all over the world are spending millions of dollars online. It’s estimated that 2.5 billion people log onto the Internet every day. We live in the Information Age, which has created new opportunities to start or build a business using the power and reach of the Internet.

While the opportunity is there, so is the competition. You can Google any topic and find at least a few entrepreneurs who are serving the market related to that topic. Whether you are growing an existing business through the Internet or starting an online business, you will have to stand out to thrive.

The Internet offers you the opportunity to create a business you love around the lifestyle you want. Operating a business that generates income from anywhere in the world no longer a fantasy. In fact, I’m writing this article on a flight from Maui to Panama. My business is making money as I fly. Here are five steps to create a profitable and successful online business.

1. Pick a profitable topic.

Choosing a topic is a hard enough task on its own. Making sure it’s profitable is where some entrepreneurs

Aubrey McClendon, 56, Ex-Chief of Chesapeake Energy, Dies in Crash a Day After Indictment

Aubrey McClendon, the swashbuckling energy industry innovator who pioneered the nation’s shale revolution, died in a car crash on Wednesday, a day after he was indicted on federal bid-rigging charges of conspiring to suppress prices paid for oil and natural gas leases. He was 56.

The Oklahoma City police said the car Mr. McClendon was driving hit the wall of a bridge at high speed in a remote part of the city. He was to appear in court later in the day.

“He pretty much drove straight into the wall,” Capt. Paco Balderrama of the Oklahoma City police said. Captain Balderrama added that the crash occurred while Mr. McClendon was driving a 2013 Chevy Tahoe at a “high rate of speed.” The car was found engulfed in flames.
The indictment served by the Justice Department late Tuesday accused Mr. McClendon of orchestrating a conspiracy in which two unnamed companies colluded not to bid against each other for the purchase of several oil and gas leases in northwest Oklahoma between late 2007 and early 2012.

Even in a business known for bigger-than-life executives, Mr. McClendon was a mythical character. He took a tiny oil company, Chesapeake